Medical & Rx

Plan Summaries

DENSO offers 3 plans for our associates to select to best suit their needs.

1. ExpressWay

Someone who values things that are quick and easy. It offers flat dollar copays for most office visits, so you are in and out with fewer billing headaches.

2021 ExpressWay Plan Summary


Guide to ExpressWay CoPays


2. MainStreet

Someone who likes familiarity. It offers a traditional deductible and coinsurance for most services.

2021 MainStreet Plan Summary


3. OpenRoad

Someone who likes freedom and doesn’t mind a little risk so long as they are driving. It offers a high deductible, which is required for a Health Savings Account (HSA).

2021 OpenRoad Plan Summary


Prescription Information

Coordination of Benefits (COB)

If you or a family member are covered by two or more medical plans, Coordination of Benefits (COB) determines which plan pays first (primary) and which plan pays second (secondary). If DENSO’s plan pays secondary, it will only pay if the primary plan paid less than DENSO’s plan would have if it were primary. DENSO’s plan will always be secondary to any medical or personal injury payments under an auto policy. The maximum combined payment you can expect from all plans cannot exceed 100% of the total allowable charge. Therefore, having dual coverage is not always the best choice financially.

Telemedicine

Behavioral Health Systems (BHS)

Benefits While Traveling

Resources