U.S. Benefits Portal
2026 Benefits
Open Enrollment for 2026 benefits is closed. You may need to take action after enrollment. See the Post-Open Enrollment Checklist below for details.
Open Enrollment Materials
- 2026 Benefits Guide
- 2026 Benefits Updates Newsletter
- Job Aid - Enroll in your Benefits (New Hires)
- Job Aid - Enroll in your Benefits (Current Associates)
- Post-Open Enrollment Checklist
- Flyer - new Met Life Legal Plan
- Check the Optum Rx formulary pricing under each plan:
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OptumRx Formulary Drug List 2026
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OptumRx Formulary Exclusions - Comprehensive 2026
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2026 Drug List Exclusions that Impact DENSO Members Updated 10.15.25
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Open Road Formulary--Abridged
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Open Road Formulary - Comprehensive
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MainStreet, ExpressWay, Surest Formulary - Abridged
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MainStreet, ExpressWay, Surest Formulary - Comprehensive
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2026 COBRA Rates
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401(k) SAR
DENSO Benefits News
The 2024 Summary Annual Report (SAR) for the DENSO Health and Welfare Plan is now available. It is normal to have a year-lag between publications of the SAR. You can expect the 2025 SAR in 2026. Read the SAR below.
Remember, the requirements for 2027 Preferred Premiums are due by November 30, 2026. You must complete your biometric screening and Member Health Assessment by that time in order to be eligible for Preferred Premiums in 2027. Associates hired after October 1, 2025 are automatically eligible for Preferred Premiums in 2026 but must complete the requirements for 2027 Preferred Premiums.
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2024 Health and Welfare SAR
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2025 Wellness Programs Overview
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2025 Physician Screening Form
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2025 Healthy Horizons Program
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Register for Empower Webinars
Focus on Benefits
Monthly Health Focus: Self-care for the Holidays; Financial Wellbeing
Each month, your Regional Benefits team will update this section with timely, useful tools and support. In December, we're focusing on taking care of yourself during the holidays as well as financial wellbeing.
- UHC Resources:
Healthier Ways for the Holidays (En: Video, Flyer)
Healthier Travel (En: Video, Flyer; Sp: Flyer)
Five Fundamentals of Financial Wellbeing (En: Video, Flyer; Sp: Flyer)
Self-care: Invest in Yourself (En: Video, Flyer)
Website: Financial Wellbeing - BHS Resource: Flyer - Financial Counseling is Available
2025 Benefits
Register for a HealthSafe ID account at myuhc.com, optumrx.com, or Surest.com (if applicable). Use the member ID on your ID card, or Social Security Number if prompted for your identification number. Your single HealthSafe ID gives you access to these sites. If you have issues registering for a HealthSafe ID, call the tech support number at 1-877-844-4999.
For previous Benefits Guides, contact your local HRBP.
2024 Benefits
2024 benefits were effective January 1, 2024 through December 31, 2024. The 2025 benefit plan began January 1, 2025.
DENSO associates can view Blue Cross Blue Shield of Michigan (BCBSM) claim history for two years after the BCBS plan closed.
View or download previous claims at bcbsm.com, access the Blue Cross mobile app, or call 888-605-2563.
Benefit Videos
Our Benefits Administration system is called Benefitsolver. Watch this video to learn all about it!
Introduction to Benefitsolver (English, Spanish, Burmese)
How a Health Plan Works
UHC Digital Tools
Transparency in Coverage
Transparency in Coverage Final Rule Fact Sheet (CMS-9915-F)
According to the Federal Government's Transparency in Coverage rule, plans and issuers must make public machine-readable files (MRF) containing certain pricing information. Health plan price transparency helps consumers know the cost of a covered item or service before receiving care.
Tip: Use the Search by File Name feature to locate DENSO's files.