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Benefit Partner Links

New for 2023

DENSO has two new partnerships to help you navigate complex diagnoses and procedures:  

Carrum Health:  If your physician determines your musculoskeletal, bariatric, oncology, or cardiovascular condition requires surgery, Carrum Health can act as a surgical concierge service throughout your event.  From connecting you to a Surgical Center of Excellence to travel coordination, Carrum Health is available to make sure you get the best possible care at little or no cost to you.

2nd.MD:  The experts with 2nd.MD can help you navigate a medical diagnosis from delivering a second opinion to understanding the diagnosis, developing a treatment plan, and making a referral to an in-network provider.

2023 Benefit Videos

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Transparency in Coverage

Transparency in Coverage Final Rule Fact Sheet (CMS-9915-F)

According to the Federal Government's Transparency in Coverage rule, plans and issuers must make public machine-readable files (MRF) containing certain pricing information. Health plan price transparency helps consumers know the cost of a covered item or service before receiving care.  More requirements will go into effect starting on January 1, 2023 and January 1, 2024 which will provide additional access to pricing information and enhance consumers' ability to shop for the health care that best meets their needs.


DENSO Blue Cross Blue Shield Plan
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